Welcome to First Financial Services,Inc.'s Web Site

At First Financial Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of lenders with first quality rates and offer a wide variety of mortgage products/strategies tailored to our client needs.

Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step of the way. You will save significant time if you determine what mortgage amount you can qualify for before you start looking at homes.

FFSi was founded in Charlotte, North Carolina in August of 1991. Since then we have gained a reputation for our superior rates and have expanded to fifteen offices from Maryland to Charleston, South Carolina. We are currently licensed in Maryland, the District of Colombia,  Virginia, North Carolina, South Carolina, Georgia, Florida, and Texas.  

FIRST FINANCIAL SERVICES, INC. - NMLS COMPANY ID # 45012

FIRST FINANCIAL SERVICES, INC. DOING BUSINESS IN CALIFORNIA AS FFSI, INC. IS LICENSED BY THE DEPARTMENT OF CORPORATIONS UNDER THE CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT.  FIRST FINANCIAL SERVICES, INC. IS A REGISTERED MORTGAGE COMPANY IN THE COLORADO.  6230 FAIRVIEW ROAD, SUITE 450, CHARLOTTE, NC 28210.  TELEPHONE: 1-866-470-5366. TO CHECK THE LICENSE STATUS OF YOUR MORTGAGE LOAN ORIGINATOR, VISIT http://www.dora.state.co.us/real-estate/index.htm; GEORGIA RESIDENTIAL MORTGAGE LICENSEE, MORTGAGE LENDER

LICENSE # 16826; LICENSED MORTGAGE LENDER – NEW JERSEY DEPARTMENT OF BANKING AND INSURANCE.  CORPORATE HEADQUARTERS IS LOCATED AT 6230 FAIRVIEW ROAD, SUITE 450, CHARLOTTE, NC 28210.  TELEPHONE 1-866-470-5366 EXTENSION 126; LICENSED BY THE PENNSYLVANIA DEPARTMENT OF BANKING; REGISTERED MORTGAGE BANKER DOING BUSINESS AS FFSI OF NC, INC. IN TEXAS.   FIRST FINANCIAL SERVICES, INC. DBA FFSI, INC. IS LICENSED BY THE VIRGINIA STATE CORPORATION COMMISSION (LICENSE NUMBER MC 2226) FIRST FINANCIAL SERVICES, INC DBA FFSI, INC. IS LICENSED BY THE WASHINGTON DEPARTMENT OF FINANCIAL INSTITUTIONS UNDER THE CONSUMER LOAN ACT (LICENSE # CL-45012)

AS A CORPORATE ENTITY, FIRST FINANCIAL SERVICES, INC. IS ALSO LICENSED, REGISTERED OR EXEMPT IN THE STATES OF DELAWARE(FFSI, INC); FLORIDA (FFS, INC); MARYLAND; MICHIGAN (FFSI, INC.); MINNESOTA (FFSI, INC.); NORTH CAROLINA; SOUTH CAROLINA; TENNESSEE AND THE DISTRICT OF COLUMBIA

FIRST FINANCIAL SERVICES, INC. IS NOT LICENSED OR REGISTERED IN THE STATES OF: ALABAMA; ALASKA; ARIZONA; ARKANSAS; CONNECTICUT; IDAHO; ILLINOIS; INDIANA; IOWA; KANSAS; KENTUCKY; LOUISIANA; MAINE; MASSACHUSETTS; MISSISSIPPI; MISSOURI; MONTANA; NEBRASKA; NEVADA; NEW HAPMPSHIRE; NEW MEXICO; NEW YORK; NORTH DAKOTA; OHIO; OKLAHOMA; OREGON; RHODE ISLAND; SOUTH DAKOTA; UTAH; VERMONT; WEST VIRGINIA; WISCONSIN OR WYOMING

FIRST FINANCIAL SERVICES, INC. is pledged to the letter and spirit of U.S. policy for the achievement of EQUAL HOUSING OPPORTUNITY throughout the Nation.  We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Please contact one of our experienced loans officers to help you with your financing needs click here.